Canceled Cap 1
May 9th, 2010 at 05:32 pmFirst let me say;
"HAPPY MOTHERS DAY" to my mom and all mothers out there.
I canceled my cap 1 card today. No I'm not going without credit cards totally, just the annual fee finally got to me.
I called them up bright and early wanting to see if there was a way to convert my fee card to a no-fee card and it just wasn't possible. Or as they put it "there is an annual fee associated with this card, if you want to, you may apply for a different card".
7 years I have had this card, never late with a payment, never over my limit (never even close to the limit) and this is how they repay loyalty. May apply for a different card, Hurmph.
So now I am looking into other cards and would like some leads on websites that rate them. I googled it and really am not sure i trust the sites all that much. Oh and I have been reading the site that SA lists as well "the credit finder".
No annual fee is a must, rewards are secondary and balance transfers are almost a non-factor. As for Interest rate, I pay in full every month so I'm not real concerned with the rate.