First let me say;
"HAPPY MOTHERS DAY" to my mom and all mothers out there.
I canceled my cap 1 card today. No I'm not going without credit cards totally, just the annual fee finally got to me.
I called them up bright and early wanting to see if there was a way to convert my fee card to a no-fee card and it just wasn't possible. Or as they put it "there is an annual fee associated with this card, if you want to, you may apply for a different card".
7 years I have had this card, never late with a payment, never over my limit (never even close to the limit) and this is how they repay loyalty. May apply for a different card, Hurmph.
So now I am looking into other cards and would like some leads on websites that rate them. I googled it and really am not sure i trust the sites all that much. Oh and I have been reading the site that SA lists as well "the credit finder".
No annual fee is a must, rewards are secondary and balance transfers are almost a non-factor. As for Interest rate, I pay in full every month so I'm not real concerned with the rate.
Canceled Cap 1
May 9th, 2010 at 04:32 pm
May 9th, 2010 at 05:17 pm 1273425426
May 9th, 2010 at 05:50 pm 1273427418
May 9th, 2010 at 07:42 pm 1273434128
I used to have a credit union card, but was sucked in to the big banks with all the great rewards most of the last decade. But as fees rise and rewards drop, definitely back to the CU for me.
May 15th, 2010 at 11:22 am 1273922547
Jerry